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Self-Employment Tax & Quarterly Estimates

Freelance and 1099 income carries both halves of Social Security and Medicare. Here's the real tax bill — and what to send the IRS each quarter.

Your business

Revenue minus business expenses (Schedule C line 31).

Most sole proprietors under the income thresholds qualify for the qualified business income deduction.

Quarterly payment
total tax ÷ 4
Self-employment tax
both halves of SS + Medicare
Federal income tax
Effective total rate
all taxes ÷ profit

The math, line by line

2026 quarterly due dates

Q1 (Jan–Mar income)April 15, 2026
Q2 (Apr–May)June 15, 2026
Q3 (Jun–Aug)September 15, 2026
Q4 (Sep–Dec)January 15, 2027