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College Savings

529-style projection: will your savings keep pace with rising tuition? Amounts shown in future (nominal) dollars, since that's what the bill will say.

The plan

Rough 2026 all-in averages: ~$28k/yr public in-state, ~$47k/yr public out-of-state, ~$62k/yr private.

College costs have historically risen faster than general inflation — 4–6%/yr is a common planning range.

529 age-based portfolios typically de-risk as college nears; 6% is a reasonable blended average.

Total projected cost
Savings when college starts
future dollars
Coverage
To fully fund

Savings balance

Saving Paying for college College years