Auto Loan Calculator

The deal

Vehicle price ($)

Down payment ($)

Sales tax (%)

Trade-in value ($)

Owed on trade ($)

In most states tax applies to price minus trade-in. Anything still owed on the trade rolls into the new loan.

APR (%)

Term (months)

Extra payment ($/mo)

Monthly payment

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Amount financed

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Total interest

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Total cost of the car

–

down + trade equity + all payments

Term	Payment	Total interest	Total paid

Longer terms buy a lower payment with more interest — and more months underwater on a depreciating asset.